Basiszins

In English: Base interest rate

A rate the Ministry of Finance publishes every January, derived from long-term government bond yields. It is only used to calculate the Vorabpauschale – a higher Basiszins means more advance tax.

Where it comes up

All terms in the glossary
These are estimates to help you plan – not financial, tax or legal advice. They use German tax rules for 2026, assume steady returns and interest rates, and simplify where the page says so. Check the figures with your bank or a tax adviser before you decide.