News
What changed in mortgage rates, subsidies and the rules around buying a home in Germany – summed up once a month.
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3 Oct 2026
Mortgage rates in 2026: why they're rising, what's next
German mortgage rates at their highest since late 2023, government bond yields the highest since 2011, the ECB raising again: what's behind the rise, which scenarios are possible and what buyers can do now.
3 minutes read
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3 Oct 2026
Buy a home or invest in ETFs? The 2026 maths
Mortgage rates around 4%, prices barely rising, strong stock markets: does owning your home still pay in Germany in 2026 – or are you better off renting and investing in ETFs? A calculation with real numbers, and the factors that tip it.
4 minutes read
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3 Oct 2026
House prices in 2026: up in euros, down in real terms
Prices for houses and flats in Germany are barely rising, and after inflation they're falling. More flats are being sold, fewer houses – and new homes are still in short supply. The market in autumn 2026.
3 minutes read
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3 Oct 2026
October 2026: rates up, more for “Jung kauft Alt”
Mortgage rates at their highest since late 2023, another ECB rise, bigger KfW loans for families and the new heating law: what changed in autumn 2026.
2 minutes read