HausKlaar

Tagesgeld / Festgeld

In English: Instant-access / fixed-term savings

Tagesgeld is a savings account you can withdraw from any day; Festgeld locks your money for a fixed term at a fixed rate. Both are covered by the deposit guarantee up to €100,000 per bank.

Where it comes up

All terms in the glossary
These are estimates to help you plan – not financial, tax or legal advice. They use German tax rules for 2026, assume steady returns and interest rates, and simplify where the page says so. Check the figures with your bank or a tax adviser before you decide.