Hausgeld

In English: Service charge (apartments)

The monthly amount apartment owners pay to the owners' association for building insurance, caretaker, management, shared utilities and the maintenance reserve. Often €3–5 per m².

Where it comes up

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These are estimates to help you plan – not financial, tax or legal advice. They use German tax rules for 2026, assume steady returns and interest rates, and simplify where the page says so. Check the figures with your bank or a tax adviser before you decide.