Grunderwerbsteuer

In English: Real estate transfer tax

A one-off tax on buying property, between 3.5% and 6.5% of the price depending on the federal state. The tax office sends the bill after the purchase; you are only registered as owner once it is paid. Movable items such as a fitted kitchen can be listed separately and are not taxed.

Where it comes up

All terms in the glossary
These are estimates to help you plan – not financial, tax or legal advice. They use German tax rules for 2026, assume steady returns and interest rates, and simplify where the page says so. Check the figures with your bank or a tax adviser before you decide.