Annuitätendarlehen

In English: Annuity loan

The standard German mortgage. You pay the same monthly amount for the whole fixed-rate period. Each payment covers the interest first; the rest pays down the loan. As the debt shrinks, less goes to interest and more to repayment.

Where it comes up

• What will my mortgage cost? Mortgage
• Which loan offer is cheapest? Compare loan offers
• Repay faster or invest? Repay or invest?
• Can I buy this home? Can I buy this home?

Related terms

• Darlehensbetrag
• Rate / Monatsrate
• Sollzins
• Effektivzins
• Tilgung
• Anfängliche Tilgung
• Zinsbindung
• Restschuld
• Anschlussfinanzierung
• Forward-Darlehen
• Tilgungssatzwechsel
• Laufzeit
• Sondertilgung
• Tilgungsplan
• Bearbeitungsgebühr / Schätzkosten
• Vollfinanzierung

All terms in the glossary