HausKlaar Calculators for Germany
All calculators

Buying a home

  • Can I buy it?
  • Mortgage
  • Purchase costs
  • Affordability
  • Rent or buy
  • Compare offers
  • Repay or invest
  • Current rates

Saving & investing

  • Savings plan
  • Savings goal
  • Withdrawal plan

Your work & help

  • Saved scenarios
  • German terms
Language Deutsch
Theme
HausKlaar Calculators for Germany
All calculators

Buying a home

  • Can I buy it?
  • Mortgage
  • Purchase costs
  • Affordability
  • Rent or buy
  • Compare offers
  • Repay or invest
  • Current rates

Saving & investing

  • Savings plan
  • Savings goal
  • Withdrawal plan

Your work & help

  • Saved scenarios
  • German terms
Language Deutsch
Theme
German terms / Laufzeit

Laufzeit

In English: Term

How long it takes until the loan is fully repaid. Not the same as the fixed-rate period, which is usually shorter.

Where it comes up

  • What will my mortgage cost? Mortgage
  • Which loan offer is cheapest? Compare loan offers
  • Repay faster or invest? Repay or invest?
  • Can I buy this home? Can I buy this home?

Related terms

  • Annuitätendarlehen
  • Darlehensbetrag
  • Rate / Monatsrate
  • Sollzins
  • Effektivzins
  • Tilgung
  • Anfängliche Tilgung
  • Zinsbindung
  • Restschuld
  • Anschlussfinanzierung
  • Forward-Darlehen
  • Tilgungssatzwechsel
  • Sondertilgung
  • Tilgungsplan
  • Bearbeitungsgebühr / Schätzkosten
  • Vollfinanzierung
All terms in the glossary
These are estimates to help you plan – not financial, tax or legal advice. They use German tax rules for 2026, assume steady returns and interest rates, and simplify where the page says so. Check the figures with your bank or a tax adviser before you decide.

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