Forward-Darlehen

In English: Forward loan

A follow-up loan you sign today for a fixed-rate period that ends up to about five years from now. It locks in today's rate plus a small surcharge per month of lead time – insurance against rising rates.

Where it comes up

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These are estimates to help you plan – not financial, tax or legal advice. They use German tax rules for 2026, assume steady returns and interest rates, and simplify where the page says so. Check the figures with your bank or a tax adviser before you decide.