Tilgungssatzwechsel

In English: Change of repayment rate

A contract option to raise or lower the repayment rate – and so the monthly payment – a few times during the fixed-rate period. Raising it works like a regular extra repayment; lowering it gives you breathing room if money gets tight.

Where it comes up

All terms in the glossary
These are estimates to help you plan – not financial, tax or legal advice. They use German tax rules for 2026, assume steady returns and interest rates, and simplify where the page says so. Check the figures with your bank or a tax adviser before you decide.